U.S. Credit Academy

Repair and Restore Damaged or Bruised Credit

 

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Sometimes bad things happen to good people.  Your credit profile is critical to your future.  If your credit profile is bruised and damaged, we can help you piece your life back together by helping you restore your credit profile.

 

Click Here for Online Information or to Enroll Online

 

 

Debt Settlement, Negotiation, Compromise & Arbitration


(Bankruptcy Alternatives)

 

 

When runaway consumer debt, interest and fees are threatening your nest egg, you may need professional help.  We have trained legal experts in every state standing by to help you settle your debts for a fraction of what you might owe.

 

Click Here for More Information

 

 or call  (888) 886-1728 [toll-free]  now for a Free Consultation

 

Home Loans, Mortgages & Lending Solutions

 

The economic stimulus package, more restrictive mortgage lending rules and depressed home market values have left millions of homeowners looking for financial answers.  Our mortgage experts can help you learn about conforming and FHA mortgages, and many others.

 

If you need to purchase or refinance a home and want real-time answers, our mortgage loan consultants can get you moving in the right direction immediately.

 

Click Here to get a Free Mortgage Consultation 

 

Build or Re-Build Consumer Credit Profile

 Your credit score is a numerical representation of how reliable you are as a credit user.  You cannot have a credit score if you do not use your credit.  Similarly, you cannot rebuild your credit after a fall without reestablishing yourself as a reliable credit user.

 

Since most banks and lenders will not grant you credit in the wake of personal financial meltdowns, we have some proven tips and resources that will help you back on your feet.

 

 

Click Here to Learn More about Establishing a Credit Profile

 

FREE RESOURCES

 

Your Credit Scores (also Español)Understanding Your FICO Scores  (also Español) 

Identity Theft & You  |  Take a Credit Quiz  |  ATM Theft Alert

 

 

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Disclaimer:  The information contained within the pages of this site and the related links are for educational purposes only and should not be construed as legal advice.  Individuals with credit or debt problems should contact a service professional capable of properly advising them on issues related to their unique situation.  All users should read and understand this site's Terms & Usage Policy and should not employ any of this site's information without having done so.

 USCA provides consumer resources on vantagescore, repairing bad credit, fixing credit scores, preventing identity theft, disputing credit errors, negotiating debt reductions, challenging agency and bureau reports.  Get help with bad credit repair and restore your credit score.  Also prevent identity theft and fraud, learn how to challenge, fix, and restore credit reports based on errors reported by credit bureaus and agencies.  Dispute, arbitrate and negotiate debts using professional services.

 

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