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Answer #2
Statement #2: Being unemployed will not have an impact on my credit score.
Answer: That's right. Being unemployed has nothing to do with your credit score unless it leads to a situaiton where you become delinquent on paying your monthly credit obligations.
Your credit score is a numerical representation of how reliably you pay your bills every month. If you are not using credit, you will not likely even have a score. If you lose your income source, but still make your payments, your scores should continue to grow and be strong.
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